Team One Credit Union - Banking Essentials 101

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My First Visa

Team One has developed a credit card
program specifically for High School
Your TOCU Visa students, like you!

Our Visa Card offers:

Credit Lines of $200
Low Fixed Rate of from 9.9% APR*
No Annual Fees
Online Account Access 24/7

To learn what to look for in a credit card, click here.<<

To qualify for this Team One Visa you must meet the following criteria:

Be between the ages of 16-17
Live, work or attend school in Saginaw, Bay, Tuscola, Huron, Genesee, Shiawassee, Lapeer, or Sanilac County
Be able to provide proof of income
Participate in a classroom training session or have a parent/guardian as a cosigner

If you’re not already a TOCU member, when you are approved for a Visa Card, you will also be establishing a Team One membership. An initial $5 deposit is required for membership. As an added benefit, once your Visa Card has been issued, you will be able to take advantage of the many Team One Banking Essentials benefits, including Checking Accounts, convenient services like our Check Card, CU@Home and so much more.

Our goal is to help you begin building financial responsibility and your credit history while still in High School. We provide you with the tools you need to use credit responsibly and build a strong credit history.

* Rate based on credit worthiness.

What To Look For
In A Credit Card

Compare Team One's Credit Cards to Others